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Utilization Scenario (New) ( RELNBANKFSCM_600_IANSPRU )

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Utilization Scenario (New)

Use

From SAP ECC Enterprise Extension Financial Services 6.0 (EA-FS 600) you can define utilization scenarios for facilities. These scenarios are used in the liquidity evaluation in Asset/Liability Management. A facility is a credit line that can be used for different transactions. The current drawing on the facility is governed by the current drawings of the transactions that are assigned to the facility. The difference between the facility volume and the current drawing is referred to as the free line. The customer can draw upon the free line at any time. Utilization scenarios define how the customer could use this free line.

Note:

This function is not used to map the requirements of Principle II of the German Banking Act. It is used merely to simulate drawings upon the credit lines of accounts (variable transactions, BCA accounts, SEM accounts) and loans. Other contracts (such as collateral) are not covered by this function.

The planned repayment frequency for accounts or loans is also not covered by this function.

Utilization scenarios cannot reflect cash flows from due date scenarios for accounts, nor cash flows from interest payments for loans.

Effects on Existing Data

Effects on Data Transfer

Effects on System Administration

Effects on Customizing

To simulate the effect on liquidity of the undrawn parts of facilities, you need to define utilization scenarios and assign a valuation rule. You do so in the IMG under SAP Banking → SEM Banking → Common Settings for Market Risk and Asset/Liability Management → Valuation → Additional Settings for Simulation Using Scenarios → Define Utilization Scenariosand Assign Utilization Scenarios to Valuation Rules.

Further Information

The SAP Library under SAP Banking → SEM Banking → Asset/Liability Management → Simulation/Planning → ALM Simulation → Simulation of Drawings on Undrawn Credit Lines.

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