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Payoff for Consumer Loans (Enhanced) ( RELNBANK_CML_600_CLREPAY )

Payoff for Consumer Loans (Enhanced) ( RELNBANK_CML_600_CLREPAY )

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Payoff for Consumer Loans (Enhanced)

Use

As of SAP ECC Enterprise Extension Financial Services 6.0 (EA-FS 600, you can use the following new functions within the Payoff function for loans based on the product category Consumer Loans (340).

  • Keep Same Term
You can select wither you want to leave the loan term unchanged or reduce the loan term. The corresponding business operation templates are also available.
  • Calculate Interest on Arrears
You can calculate interest on arrears for a loan.
For more information, see Interest on Arrears for Consumer Loans (Changed).

Effects on Existing Data

For more information about this section with regard to the calculation of interest on arrears, see the Effects on Existing Data section in the release information for Interest on Arrears for Consumer Loans (Changed).

Effects on Customizing

  • Keep Same Term
To use these new functions, you have to execute the IMG activity SIMG.RZ_KK_MUSTER Define Templates under Payoff for Consumer Loans in Customizing for Loans Management.
You do this by making the settings required in the new product attribute Retain the Term of the Loan in the Event of a Partial Payoff. You can find the settings for the product in the SAP Easy Access Menu under Loans Management -> Current Settings. For more information, see Products for Consumer Loans (Enhanced)
  • Calculate Interest on Arrears
In order to able to use this function, you need to have carried out the IMG activities listed in the Effects on Customizing section in the release information Interest on Arrears for Consumer Loans (Changed).
For more information about how to set up interest on arrears for this business operation category, see the Requirements section in the SAP Libraryunder Loans Management -> Position Management -> Business Operations -> Payoff for Consumer Loans.

Further Information

For more information, see the documentation for the relevant IMG activities, and in the SAP Library under Loans Management → Position Management → Business Operations → Payoff for Consumer Loans.






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