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IS-B-BCA-IC-V_TBKK92 - Specify Interest Compensation Method

rdisp/max_wprun_time - Maximum work process run time   RFUMSV00 - Advance Return for Tax on Sales/Purchases  
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In this section you make the settings to specify the methods you wish to adopt for interest compensation. You can select several methods that you can later choose from in the application when you create a hierarchy. Along with the selection, you also have the option of defining your own methods that you can use just as well as those supplied.

A business partner has two accounts, the interest from which is to be compensated on one of the two accounts, the root account. The accounts to be compensated have the same conditions and limits. Interest is calculated for the compensated total balance.

• Debit interest: 10%

• Credit interest: 5%

• Account A: 100 DEM credit

• Account B: 100 DEM debit

Account A earns 5 DEM credit interest.

Account B owes 10 DEM debit interest.

In this case, the business partner would be charged 5 DEM.

First the balances of both accounts are totaled, in this case resulting in zero. Then the interest is calculated, in this case also zero. This means that, thanks to interest compensation, the business partner does not have to pay debit interest.

SAP recommends you only involve accounts with the same conditions in interest compensation.

1. Choose the compensation method you want by double clicking. This brings you to the detail screen of the selected method.

Make your entries in the fields as follows:

1. Central conditions: If this indicator is set, the conditions on the root account apply exclusively. These apply also for a normal balancing executed for information purposes. It is still possible for you to create conditions for the subordinate accounts even after setting this indicator, but these are not used for compensation or for a normal balancing. This is advisable if you intend to remove the account from the account pool at some time and and its own conditions are to become effective again.
2. Same account holder: Here you define if the account holder must be the same person. It is advisable to set this indicator if an account pool is relevant for regulatory reporting. If you have set this indicator and then attempt to create accounts with different account holders in the account pool, the system prevents this when you try and create the hierarchy.
3. Charge compensation: If this indicator is set, the charges are also compensated in addition to the interest compensation. If this indicator is not set, the charges are calculated separately for each account in the account pool and the total of the charges is posted to the root account.

Example: For account A, 20 postings are free and for account B, 20 are also free. If there are 25 postings to account A and only 15 to account B, they can be compensated with each other, meaning that no charges are levied.

1. Use account overdraft limit: If this indicator is set, you can define an individual overdraft limit (limit category 01) for each account in the account pool. If this indicator is not set, the system uses the total overdraft limit (limit category 04) defined on the root account.
2. Interest compensation overdraft limit: If this indicator is set, you can enter an interest compensation overdraft limit for the account pool on the root account. This limit can be different both from the overdraft limit of the root account itself as well as from the total of all individual limits in the account pool. If this indicator is not set, the system calculates the interest compensation overdraft limit.
3. Checking the internal interest compensation limit: If this indicator is set, the system checks the interest compensation limit when posting payment transaction operations.
4. Limit calculation: If this indicator is set, the system automatically calculates the internal interest compensation limit as total of all internal account limits. If the indicator is not set, you can define an interest compensation limit on the root account.

General Data in Customer Master   ABAP Short Reference  
This documentation is copyright by SAP AG.

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