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RZ_KK_MUSTER - Define Templates

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In this IMG activity you define templates for the Payoff for Consumer Loans for each company code and product type. A template contains specific control instructions for the business operation, such as details of the payment method or the posting control key. In this way you can use a template to control and group certain payoff cases, such as a full payoff or a partial payoff. The templates you define here are then available for selection when you create a payoff or enter notice of cancellation in the application. You can also change the default values set for the fields in the template in the application.

For more information, see the field help. Additional information for some of the fields is included here.

• Short Text

Enter a description for the template. You can select the short name you enter in the Short Text field in the template, such as full payoff, when you create a payoff in the application.

• Full Payoff

If you select the Full Payoff field, the system generates a full payoff when you create a payoff. The system automatically enters the net payoff amount and the available capital and so the maximum payoff amount as default.

Note:

A full payoff can only be made if the planned capital corresponds to the available capital. If the planned capital is larger than the available capital, as a result of a capital transfer for example, the system generates a partial payoff automatically.

• Overdue Items and Credit Balance

By selecting the fields Overdue Items or Credit Balance, you have the option of including the existing overdue items and credit balance for the loan in the receivables list automatically when you create the payoff. You can change the default settings in the Open Items tab page.

• Payment Method

Define a payment method by which the payments are to be made, such as bank transfer or automatic debit . You can change the default payment method on the Key Data tab page.

Note:

You can set a default payment method for the costs and charge flows entered manually on the Other Flows tab page in the activity Set Default Values for Dunning Block and Payment Method. You can also change these values on the respective screen in the application.

• Incoming Payment Lock

If you set a payment lock, the system sets this lock in the contract automatically when you activate or post the payoff. (The lock appears as the default setting in the field Incoming Payment Distribution Lockin the Administration Data tab page, where you can change it if necessary.) The lock prevents the open items for the loan from being cleared automatically by incoming payments. Instead, the system posts the incoming payments to the contract as overpayments, unless there are other loans in the same incoming payment distribution level to which postings can be made.

Note

In subsequent releases the indicator may be reset automatically. At present you must reset the indicator in the contract manually, except when you delete or reverse the payoff.

• No Dunning

If you select the No Dunning field, the loan is excluded from the dunning run. This indicator also appears as a default setting on the Administration Data tab page where you can change it if necessary.

Note:

If you do not want to exclude the entire loan from the dunning run, you can exclude individual flow types from the dunning run and the calculation of dunning interest in the activity Exclude Flow Types from Dunning Run. To exclude any other flows from the dunning run, you need to set a dunning block for these in the IMG activity Set Default Values for Dunning Block and Payment Method (Other flows can be any costs or charge flows entered manually in the Other Flows tab page, such as processing charges or trustee charges.)

• Posting Control Key

Use the Posting Control Key to determine whether the planned records generated by the payoff are to be posted automatically or manually. This indicator also appears as a default setting on the Administration Data tab page where you can change it if necessary.

Note:

The settings for the posting control key in the IMG activity Define Flow Types do not affect the flow types that are used here in the IMG activity Define Template.

• Incoming Payment

You can use the Incoming Payment field to have an incoming payment generated automatically when the payoff is posted. If you intend to withhold the payment from an employee's salary, for example. This field appears as a default setting on the Administration Datatab page where you can change it if necessary.

• Description BO Header

In the Description BO Header field you can enter a description for the business operation. The system displays this in the business operation header in the application.

TXBHW - Original Tax Base Amount in Local Currency   Fill RESBD Structure from EBP Component Structure  
This documentation is copyright by SAP AG.

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